Debt Destroyer: Snowball vs Avalanche Side-by-Side Planner + Real Household Budget: what is inside, who it is for and how to use it

Debt Destroyer: Snowball vs Avalanche Side-by-Side Planner + Real Household Budget is a digital product we publish and sell from our own store. This page exists so you can read what is actually inside before you decide, instead of buying from a headline.

Everything below is taken from the product sheet on the store page: same description, same price, same files. The price is USD 12.00, paid once, and the download is issued right after payment.

What is inside

Taken from the product sheet on our store page, unchanged:

A credit card at 22%, a personal loan at 11%, a car note at 6%, and maybe a family loan you promised to pay back by summer. Every month you send minimums and wonder where the extra cash went. This system won’t tell you to “just stop buying lattes.” It gives you a clear, math-backed playbook that shows exactly which debt to attack first—and a household budget that frees up the cash to do it.

What's inside this download:

• debt-destroyer-snowball-vs-avalanche-side-by-side-planner-re.pdf (8 page PDF)
• debt-destroyer-snowball-vs-avalanche-side-by-side-planner-re.xlsx

What it covers:

• The Snowball Method
• The Avalanche Method
• Edge Cases That Change the Answer
• Tab 1: Read Me First
• Tab 2: Debt Payoff Plan
• Debt Name (e.g., “Capital One Visa” or “Car Loan”)
• Current Balance (in dollars, no commas)
• APR (as a percentage, e.g., 22.5 for 22.5%)
• Minimum Monthly Payment (in dollars)
• For each method, the spreadsheet calculates:

Instant download after payment, no subscription: all you need is a PDF reader and any spreadsheet app (Excel, Google Sheets or LibreOffice).

Sold by CESCAC Productos y Servicios S.A.S. — Guayaquil, Ecuador. Digital products since 2024.

Antes de comprar: necesitas Excel o Google Sheets para abrir las hojas; el archivo esta en INGLES. Pago unico, descarga inmediata. Garantia 7 dias: si el archivo no baja, llega danado o no corresponde a lo comprado, lo reenviamos o te devolvemos tu dinero (WhatsApp +593 93 923 0827).

Who it is for

• Readers who recognise the situation described in the summary above
• Anyone who prefers a one-time purchase over a subscription
• People who want files they keep, not access that expires

How you actually use it

• Buy once on the store page and download the files immediately
• Keep the files locally, or print the parts you use most
• Come back to the same download link when we publish an update

What it is not

This is reference and template material, not a service and not personalised advice. It does not replace a professional who knows your specific situation, and nothing here is a promise of a result. Where the description above states a scope or a disclaimer, that scope is the whole of what you get.

Questions we get

Bottom line

If what you read above matches what you were looking for, the store page has the full sheet, the file list and the checkout. If it does not, that is a useful answer too.

CESCAC Productos y Servicios S.A.S. · RUC 0993389404001 · Los Ríos #609, Guayaquil, Ecuador · Digital store · Contact